Porrait sessions: In order to hold a spot on the calendar, a $100 deposit is due within 24 hours. The remainder will be due on the day of the photo session. No refunds will be given for cancellations within 90 days of photo session. 

Weddings & Events: In order to hold a spot on the calendar, a $500 deposit is due within 24 hours. The remainder is due the week before the event. With the latest being 24 hours before the event. 
(The last thing you want is to be paying for things on your special day)
No refunds will be given for cancellations within 90 days of scheduled event.